Mortgage Points Calculator
Enter the rates/points for your two mortgage scnearios to see how long it takes to break-even on the higher upfront cost loan. Points are in % of loan amount (negative for credits). Simple Break-even is when cashflow between the two options is the same. TVM Break-even takes into account that money today is more valuable than money tomorrow. Check out the Mortgage Points Guide to learn when points are worth it.
30 Year Fixed
Simple Break-even36 MonthsTVM Break-even36 MonthsMortgage Comparison at Simple Break-even
Rate ARate BA - BPaymentPoints $Principal IncNet($45,533)($44,090)($1,443)$0($3,750)$3,750$0$0$0($45,533)($47,840)$2,307
