America First Credit Union Overview

Lender Summary

America First Credit Union is a regional lender serving consumers in 4 states and provinces. America First Credit Union offers a broad range of product offerings including conventional fixed mortgages in 10, 15, 20, and 30 year terms. America First Credit Union also offers FHA mortgages to accomodate borrowers with lower credit scores as well as low down payments (to find out more about the low down on FHA Mortgages click HERE). For former or active members of the military, America First Credit Union offers VA loans which can offer low down payments and zero primary mortgage insurance (PMI).

States Served

America First Credit Union is a regional lender serving customers in the following states: Arizona, Utah, Idaho, Nevada.

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. America First Credit Union has the following FIXED charges for each loan originated: processing - $0, underwriting - $595, application - $0. America First Credit Union charges an origination fee of 0.75% of the total loan amount.