Associated Bank Overview
Associated Bank is a regional lender serving consumers in 8 states and provinces. Associated Bank offers a broad range of product offerings including conventional fixed mortgages in 10, 15, 20, and 30 year terms. In addition, Associated Bank offers 30 year adjustable rate mortgages (ARMs) in 3, 5, 7, and 10 year terms - Adjustable Rate Mortgages will stay at a fixed rate for an introductory period. After the introductory period, the payment and rate will change with current mortgage rates. Associated Bank also offers FHA mortgages to accomodate borrowers with lower credit scores as well as low down payments (to find out more about the low down on FHA Mortgages click HERE). For former or active members of the military, Associated Bank offers VA loans which can offer low down payments and zero primary mortgage insurance (PMI).
Associated Bank is a regional lender serving customers in the following states: Wisconsin, Illinois, Minnesota, Missouri, Indiana, Ohio, Michigan, Texas.
Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. Associated Bank has the following FIXED charges for each loan originated: processing - $495, underwriting - $0, application - $0. Associated Bank does not charge an origination fee.