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Mortgage Rates

Citi Bank Overview

Lender Summary

    -  States Served

    -  Lender Fees

Mortgage Rates

Lender Summary

Citi Bank is a national lender serving consumers in 50 states and provinces. Citi Bank offers a broad range of product offerings including conventional fixed mortgages in 15, and 30 year terms. In addition, Citi Bank offers 30 year adjustable rate mortgages (ARMs) in and 7 year terms - Adjustable Rate Mortgages will stay at a fixed rate for an introductory period. After the introductory period, the payment and rate will change with current mortgage rates.

States Served

Citi Bank is a national lender serving customers in all 50 states and the District of Columbia.

Citi Bank Service Map

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. Citi Bank has the following FIXED charges for each loan originated: processing - $0, underwriting - $995, application - $175. Citi Bank does not charge an origination fee.

Citi BankExample Fee Calculation
$300,000
Fixed Lender Fees$1,170
Origination 0%$0
Total Lender Fees$1,170
APR Increase0.031%

Mortgage Rates

FIXED
30 Year
3.00%
3.132%
15 Year
2.375%
2.886%
ARM
7/1 Arm
2.50%
2.532%