Citizens Bank Overview
Citizens Bank is a national lender serving consumers in 50 states and provinces. Citizens Bank offers a broad range of product offerings including conventional fixed mortgages in 15, and 30 year terms. In addition, Citizens Bank offers 30 year adjustable rate mortgages (ARMs) in 3, 5, 7, and 10 year terms - Adjustable Rate Mortgages will stay at a fixed rate for an introductory period. After the introductory period, the payment and rate will change with current mortgage rates.
Citizens Bank is a national lender serving customers in all 50 states and the District of Columbia.
Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. Citizens Bank has the following FIXED charges for each loan originated: processing - $969, underwriting - $0, application - $0. Citizens Bank does not charge an origination fee.