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Mortgage Rates

First Bank Overview

Lender Summary

    -  States Served

    -  Lender Fees

Mortgage Rates

Lender Summary

First Bank is a regional lender serving consumers in 3 states and provinces. First Bank offers a broad range of product offerings including conventional fixed mortgages in 15, and 30 year terms. In addition, First Bank offers 30 year adjustable rate mortgages (ARMs) in and 7 year terms - Adjustable Rate Mortgages will stay at a fixed rate for an introductory period. After the introductory period, the payment and rate will change with current mortgage rates. First Bank also offers FHA mortgages to accomodate borrowers with lower credit scores as well as low down payments (to find out more about the low down on FHA Mortgages click HERE).

States Served

First Bank is a regional lender serving customers in the following states: Colorado, Arizona, California.

First Bank Service Map

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. First Bank has the following FIXED charges for each loan originated: processing - $950, underwriting - $0, application - $0. First Bank does not charge an origination fee.

First BankExample Fee Calculation
$300,000
Fixed Lender Fees$950
Origination 0%$0
Total Lender Fees$950
APR Increase0.025%

Mortgage Rates

FIXED
30 Year
2.875%
2.98%
15 Year
2.25%
2.888%
ARM
7/1 Arm
2.625%
2.729%
FHA
30 Year
3.00%
3.106%
JUMBO
Jumbo Mortgage Icon
15 Year
2.75%
3.342%
30 Year
3.00%
3.106%
7/1 Arm
2.75%
2.854%
FIXED
30 Year
2.875%
2.98%
15 Year
2.25%
2.888%
ARM
7/1 Arm
2.875%
2.98%
FHA
30 Year
3.00%
3.106%
JUMBO
Jumbo Mortgage Icon
15 Year
2.75%
3.342%
30 Year
3.00%
3.106%
7/1 Arm
2.50%
2.603%