First Internet Bank Overview

Lender Summary

First Internet Bank is a national lender serving consumers in 50 states and provinces. First Internet Bank offers a broad range of product offerings including conventional fixed mortgages in 15, and 30 year terms. In addition, First Internet Bank offers 30 year adjustable rate mortgages (ARMs) in and 5 year terms - Adjustable Rate Mortgages will stay at a fixed rate for an introductory period. After the introductory period, the payment and rate will change with current mortgage rates. First Internet Bank also offers FHA mortgages to accomodate borrowers with lower credit scores as well as low down payments (to find out more about the low down on FHA Mortgages click HERE).

States Served

First Internet Bank is a national lender serving customers in all 50 states and the District of Columbia.

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. First Internet Bank has the following FIXED charges for each loan originated: processing - $995, underwriting - $0, application - $0. First Internet Bank does not charge an origination fee.