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Mortgage Rates

Flagstar Bank Overview

Lender Summary

    -  States Served

    -  Lender Fees

Mortgage Rates

Lender Summary

Flagstar Bank is a national lender serving consumers in 50 states and provinces. Flagstar Bank offers a broad range of product offerings including conventional fixed mortgages in 15, 20, 25, and 30 year terms. In addition, Flagstar Bank offers 30 year adjustable rate mortgages (ARMs) in and 5 year terms - Adjustable Rate Mortgages will stay at a fixed rate for an introductory period. After the introductory period, the payment and rate will change with current mortgage rates. For former or active members of the military, Flagstar Bank offers VA loans which can offer low down payments and zero primary mortgage insurance (PMI).

States Served

Flagstar Bank is a national lender serving customers in all 50 states and the District of Columbia.

Flagstar Bank Service Map

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. Flagstar Bank has the following FIXED charges for each loan originated: processing - $550, underwriting - $745, application - $0. Flagstar Bank does not charge an origination fee.

Flagstar BankExample Fee Calculation
$300,000
Fixed Lender Fees$1,295
Origination 0%$0
Total Lender Fees$1,295
APR Increase0.034%

Mortgage Rates

FIXED
30 Year
2.75%
2.933%
15 Year
2.375%
3.44%
FIXED
30 Year
3.00%
3.213%
15 Year
2.50%
3.475%