Homelight Home Loans Overview

Lender Summary

Homelight Home Loans is a regional lender serving consumers in 9 states and provinces. Homelight Home Loans offers a broad range of product offerings including conventional fixed mortgages in and 30 year terms. In addition, Homelight Home Loans offers 30 year adjustable rate mortgages (ARMs) in 5, and 7 year terms - Adjustable Rate Mortgages will stay at a fixed rate for an introductory period. After the introductory period, the payment and rate will change with current mortgage rates.

States Served

Homelight Home Loans is a regional lender serving customers in the following states: Arizona, California, Colorado, Florida, Oregon, Pennsylvania, Tennessee, Texas, Washington.

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. Homelight Home Loans has the following FIXED charges for each loan originated: processing - $0, underwriting - $0, application - $0. Homelight Home Loans does not charge an origination fee.