Key Bank Overview
Key Bank is a regional lender serving consumers in 15 states and provinces. Key Bank offers a broad range of product offerings including conventional fixed mortgages in 15, and 30 year terms. In addition, Key Bank offers 30 year adjustable rate mortgages (ARMs) in 5, and 7 year terms - Adjustable Rate Mortgages will stay at a fixed rate for an introductory period. After the introductory period, the payment and rate will change with current mortgage rates.
Key Bank is a regional lender serving customers in the following states: Alaska, Colorado, Connecticut, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, Washington.
Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. Key Bank has the following FIXED charges for each loan originated: processing - $1,095, underwriting - $0, application - $0. Key Bank does not charge an origination fee.