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Mortgage Rates

M&T Bank Overview

Lender Summary

    -  States Served

    -  Lender Fees

Mortgage Rates

Lender Summary

M&T Bank is a national lender serving consumers in 50 states and provinces. M&T Bank offers a broad range of product offerings including conventional fixed mortgages in 10, 15, 20, and 30 year terms. For former or active members of the military, M&T Bank offers VA loans which can offer low down payments and zero primary mortgage insurance (PMI).

States Served

M&T Bank is a national lender serving customers in all 50 states except: Hawaii.

M&T Bank Service Map

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. M&T Bank has the following FIXED charges for each loan originated: processing - $800, underwriting - $250, application - $0. M&T Bank does not charge an origination fee.

M&T BankExample Fee Calculation
$300,000
Fixed Lender Fees$1,050
Origination 0%$0
Total Lender Fees$1,050
APR Increase0.028%

Mortgage Rates

FIXED
30 Year
3.25%
3.25%
15 Year
2.50%
2.706%
20 Year
3.125%
3.176%
10 Year
2.50%
8.416%
VA
30 Year
2.75%
2.769%
JUMBO
Jumbo Mortgage Icon
15 Year
2.75%
2.945%
30 Year
3.25%
3.28%
FIXED
30 Year
3.375%
3.385%
15 Year
2.625%
2.826%
20 Year
3.25%
3.301%
10 Year
2.625%
8.51%
VA
30 Year
2.75%
2.779%
JUMBO
Jumbo Mortgage Icon
15 Year
2.75%
2.945%
30 Year
3.25%
3.28%