M&T Bank Overview
M&T Bank is a national lender serving consumers in 50 states and provinces. M&T Bank offers a broad range of product offerings including conventional fixed mortgages in 10, 15, 20, and 30 year terms. For former or active members of the military, M&T Bank offers VA loans which can offer low down payments and zero primary mortgage insurance (PMI).
M&T Bank is a national lender serving customers in all 50 states except: Hawaii.
Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. M&T Bank has the following FIXED charges for each loan originated: processing - $800, underwriting - $250, application - $0. M&T Bank does not charge an origination fee.