Neat Capital Overview

Lender Summary

Neat Capital is a regional lender serving consumers in 9 states and provinces. Neat Capital offers a broad range of product offerings including conventional fixed mortgages in 10, 15, 20, 25, and 30 year terms. In addition, Neat Capital offers 30 year adjustable rate mortgages (ARMs) in 5, 7, 10, and 15 year terms - Adjustable Rate Mortgages will stay at a fixed rate for an introductory period. After the introductory period, the payment and rate will change with current mortgage rates. Neat Capital also offers FHA mortgages to accomodate borrowers with lower credit scores as well as low down payments (to find out more about the low down on FHA Mortgages click HERE).

States Served

Neat Capital is a regional lender serving customers in the following states: Arkansas, California, Colorado, Connecticut, District Of Columbia, Florida, Maryland, Texas, Washington.

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. Neat Capital has the following FIXED charges for each loan originated: processing - $995, underwriting - $0, application - $0. Neat Capital does not charge an origination fee.