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Mortgage Rates

New American Funding Overview

Lender Summary

    -  States Served

    -  Lender Fees

Mortgage Rates

Lender Summary

New American Funding is a national lender serving consumers in 49 states and provinces. New American Funding offers a broad range of product offerings including conventional fixed mortgages in 15, and 30 year terms. New American Funding also offers FHA mortgages to accomodate borrowers with lower credit scores as well as low down payments (to find out more about the low down on FHA Mortgages click HERE). For former or active members of the military, New American Funding offers VA loans which can offer low down payments and zero primary mortgage insurance (PMI).

States Served

New American Funding is a national lender serving customers in all 50 states except: Hawaii, New York.

New American Funding Service Map

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. New American Funding has the following FIXED charges for each loan originated: processing - $995, underwriting - $0, application - $350. New American Funding does not charge an origination fee.

New American FundingExample Fee Calculation
$300,000
Fixed Lender Fees$1,345
Origination 0%$0
Total Lender Fees$1,345
APR Increase0.036%

Mortgage Rates

FIXED
30 Year
6.375%
6.412%
15 Year
5.875%
5.94%
VA
30 Year
6.25%
6.276%
FHA
30 Year
6.25%
6.276%
FIXED
30 Year
6.375%
6.412%
15 Year
5.875%
5.94%
VA
30 Year
6.25%
6.276%
FHA
30 Year
6.25%
6.276%