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Mortgage Rates

PennyMac Loan Services Overview

Lender Summary

    -  States Served

    -  Lender Fees

Mortgage Rates

Lender Summary

PennyMac Loan Services is a national lender serving consumers in 50 states and provinces. PennyMac Loan Services offers a broad range of product offerings including conventional fixed mortgages in 15, 20, 25, and 30 year terms. PennyMac Loan Services also offers FHA mortgages to accomodate borrowers with lower credit scores as well as low down payments (to find out more about the low down on FHA Mortgages click HERE).

States Served

PennyMac Loan Services is a national lender serving customers in all 50 states and the District of Columbia.

PennyMac Loan Services Service Map

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. PennyMac Loan Services has the following FIXED charges for each loan originated: processing - $1,100, underwriting - $0, application - $0. PennyMac Loan Services does not charge an origination fee.

PennyMac Loan ServicesExample Fee Calculation
$300,000
Fixed Lender Fees$1,100
Origination 0%$0
Total Lender Fees$1,100
APR Increase0.029%

Mortgage Rates

FIXED
30 Year
4.75%
4.784%
15 Year
4.00%
4.058%
25 Year
4.75%
4.789%
20 Year
4.75%
4.797%
FHA
25 Year
4.625%
4.664%
15 Year
4.625%
4.684%
30 Year
4.625%
4.659%
20 Year
4.625%
4.672%
FIXED
30 Year
4.75%
4.784%
15 Year
4.00%
4.058%
25 Year
4.75%
4.789%
20 Year
4.75%
4.797%
FHA
30 Year
4.625%
4.659%
20 Year
4.625%
4.672%
15 Year
4.25%
4.307%
25 Year
4.625%
4.664%