PNC Bank Overview

Lender Summary

PNC Bank is a national lender serving consumers in 50 states and provinces. PNC Bank offers a broad range of product offerings including conventional fixed mortgages in 10, 15, 20, and 30 year terms. PNC Bank also offers FHA mortgages to accomodate borrowers with lower credit scores as well as low down payments (to find out more about the low down on FHA Mortgages click HERE). For former or active members of the military, PNC Bank offers VA loans which can offer low down payments and zero primary mortgage insurance (PMI).

States Served

PNC Bank is a national lender serving customers in all 50 states and the District of Columbia.

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. PNC Bank has the following FIXED charges for each loan originated: processing - $900, underwriting - $0, application - $0. PNC Bank does not charge an origination fee.