Provident Funding Overview

Lender Summary

Provident Funding is a regional lender serving consumers in 26 states and provinces. Provident Funding offers a broad range of product offerings including conventional fixed mortgages in year terms.

States Served

Provident Funding is a regional lender serving customers in the following states: Alaska, Alabama, Arkansas, Delaware, District Of Columbia, Hawaii, Idaho, Iowa, Kansas, Louisiana, Maine, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Dakota, Oklahoma, Rhode Island, South Dakota, Vermont, West Virginia, Wisconsin, Wyoming.

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. Provident Funding has the following FIXED charges for each loan originated: processing - $1,350, underwriting - $0, application - $0. Provident Funding does not charge an origination fee.