Pacific Service Credit Union Logo

Mortgage Rates

Pacific Service Credit Union Overview

Lender Summary

    -  States Served

    -  Lender Fees

Mortgage Rates

Lender Summary

Pacific Service Credit Union is a regional lender serving consumers in 1 states and provinces. Pacific Service Credit Union offers a broad range of product offerings including conventional fixed mortgages in 15, 20, and 30 year terms. In addition, Pacific Service Credit Union offers 30 year adjustable rate mortgages (ARMs) in 5, 7, and 10 year terms - Adjustable Rate Mortgages will stay at a fixed rate for an introductory period. After the introductory period, the payment and rate will change with current mortgage rates.

States Served

Pacific Service Credit Union is a regional lender serving customers in the following states: California.

Pacific Service Credit Union Service Map

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. Pacific Service Credit Union has the following FIXED charges for each loan originated: processing - $300, underwriting - $495, application - $0. Pacific Service Credit Union does not charge an origination fee.

Pacific Service Credit UnionExample Fee Calculation
$300,000
Fixed Lender Fees$795
Origination 0%$0
Total Lender Fees$795
APR Increase0.021%

Mortgage Rates

FIXED
30 Year
3.00%
3.022%
15 Year
2.375%
2.54%
20 Year
2.875%
2.914%
ARM
5/1 Arm
3.00%
3.02%
7/1 Arm
3.50%
3.523%
10/1 Arm
3.25%
3.353%
5/5 Arm
3.00%
3.02%
JUMBO
Jumbo Mortgage Icon
30 Year
3.375%
3.479%
FIXED
30 Year
3.00%
3.022%
15 Year
2.375%
2.54%
20 Year
2.875%
2.914%
ARM
5/1 Arm
3.00%
3.02%
7/1 Arm
3.50%
3.523%
10/1 Arm
3.25%
3.353%
5/5 Arm
3.00%
3.02%
JUMBO
Jumbo Mortgage Icon
30 Year
3.375%
3.479%