Suntrust Bank Overview

Lender Summary

Suntrust Bank is a national lender serving consumers in 47 states and provinces. Suntrust Bank offers a broad range of product offerings including conventional fixed mortgages in 15, and 30 year terms. Suntrust Bank also offers FHA mortgages to accomodate borrowers with lower credit scores as well as low down payments (to find out more about the low down on FHA Mortgages click HERE). For former or active members of the military, Suntrust Bank offers VA loans which can offer low down payments and zero primary mortgage insurance (PMI).

States Served

Suntrust Bank is a national lender serving customers in all 50 states except: Alaska, Arizona, Hawaii, Oregon.

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. Suntrust Bank has the following FIXED charges for each loan originated: processing - $995, underwriting - $0, application - $0. Suntrust Bank does not charge an origination fee.