TD Bank Overview
TD Bank is a regional lender serving consumers in 15 states and provinces. TD Bank offers a broad range of product offerings including conventional fixed mortgages in 15, and 30 year terms. TD Bank also offers FHA mortgages to accomodate borrowers with lower credit scores as well as low down payments (to find out more about the low down on FHA Mortgages click HERE).
TD Bank is a regional lender serving customers in the following states: Connecticut, Delaware, District Of Columbia, Florida, Maine, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia.
Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. TD Bank has the following FIXED charges for each loan originated: processing - $950, underwriting - $0, application - $0. TD Bank does not charge an origination fee.