Umpqua Bank Overview
Umpqua Bank is a regional lender serving consumers in 5 states and provinces. Umpqua Bank offers a broad range of product offerings including conventional fixed mortgages in year terms.
Umpqua Bank is a regional lender serving customers in the following states: Oregon, Washington, California, Nevada, Idaho.
Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. Umpqua Bank has the following FIXED charges for each loan originated: processing - $0, underwriting - $0, application - $0. Umpqua Bank does not charge an origination fee.