Union Savings Bank Overview

Lender Summary

Union Savings Bank is a regional lender serving consumers in 2 states and provinces. Union Savings Bank offers a broad range of product offerings including conventional fixed mortgages in 10, 15, 20, and 30 year terms. In addition, Union Savings Bank offers 30 year adjustable rate mortgages (ARMs) in 1, 3, 5, and 7 year terms - Adjustable Rate Mortgages will stay at a fixed rate for an introductory period. After the introductory period, the payment and rate will change with current mortgage rates.

States Served

Union Savings Bank is a regional lender serving customers in the following states: Connecticut, New York.

Lender Fees

Lender fees include processing, underwriting, application, and origination charges. Unlike processing, underwriting, and application fees, an origination fee is based off a percentage of the loan amount similar to a discount point. Union Savings Bank has the following FIXED charges for each loan originated: processing - $0, underwriting - $300, application - $350. Union Savings Bank does not charge an origination fee.